Fix & Flip
Up to 100% of purchase and eligible rehab costs for qualifying investor projects.
BearCrestFundingReal estate investor financing
Up to 100% Fix & Flip FinancingPurchase + eligible rehab costs · Qualified projectsNo Minimum Credit Score ProgramBridge loans · Foreclosure bailouts · Up to 65% LTVLand + Manufactured Home FinancingOwn the land? No cash at closing may be available
Buying an investment property? Get up to 100% financing.
Up to 100% of purchase and eligible rehab costs for qualifying Fix & Flip projects.
Subject to underwriting and approval. Closing costs and reserves may be required.
Serving real estate investors in 39 states
$100M+in loans closed
Every Monthactive loan closings
39 Statesserving real estate investors
Financing options
Built for the way investors grow.
Choose your project type to begin an application with the right loan program already selected.
DSCR Rentals
Rental financing designed around the property's cash flow.
Land + Manufactured Home
Investor financing for land, home delivery, installation, and setup.
Ground-Up Construction
Flexible capital for new residential construction.
Bridge & Cash-Out
Foreclosure-bailout, refinance, purchase, and cash-out options for investors with challenging credit.
Multifamily
Bridge and stabilized financing for five or more units.
Portfolio DSCR
One financing strategy for multiple rental properties.
Transactional Funding
Short-duration capital for qualified real estate transactions.
Investor education
What does 100% financing really mean?
It isn’t a “no-money” program. It’s a leverage strategy for qualified investors who want to protect working capital, keep multiple projects moving, and scale responsibly.
Learn how it worksFor mortgage brokers and referral partners
Bring us the opportunity. Keep the relationship.
Access BearCrest investor loan programs while keeping your client relationship protected and your communication clear.
Become a Broker Partner