BearCrest Funding

Your Trusted Partner for Rehab, Rental and Ground up Construction Properties Financing.

100% Rehab Financing if qualified and down to 85% down payment on Rental Properties.

Here is how we can Help

A house with a lawn and a red and white sign that reads 'For Rent' in the front yard.

DSCR Loans (Rental Properties)

(Debt Service Coverage Ratio Loans)

85% LTV

Sunlit room under renovation with wooden flooring, construction tools, ladders, and a potted plant near large windows

Flip and Fix

Up to 100% Financing if qualified

Hilly neighborhood with colorful houses, some with red tile roofs, on a cloudy day.

Rental Portfolio Loans

A small wooden easel displaying a sign that says 'Bridge Loan' in large black letters, surrounded by financial documents, graphs, a pen, and a pair of glasses on a white desk.

Bridge Loans

Residential street under construction with multiple houses in progress, scaffolding on both sides, and a clear blue sky.

New Construction Funding

Two people discussing real estate or mortgage details at a table, with a small house model, a larger orange house model, and documents, a calculator, and pens on the table.

Cash-Out or Term Loan Refinance

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"BearCrest Funding made the entire process simple and stress-free. I needed fast capital for a rental property purchase, and they delivered exactly what I needed — no red tape, just results."

James R.

Real Estate Investor – Atlanta, GA

"They approved my small business loan when the banks wouldn’t even listen. The funds helped me cover payroll, buy equipment, and grow without missing a beat."

Maria T.

Salon Owner – Tampa, FL

"We closed our fix and flip deal in record time thanks to BearCrest. Everything moved fast — from application to draw schedule."

Devon L.

Contractor/Flipper – Dallas, TX

"They actually care about building relationships, not just making loans. Joel and the team offered real guidance, not just a quick deal."

Erika S.

Commercial Property Owner – Charlotte, NC

"The cash-out refi with BearCrest gave me the flexibility I needed. No income docs, quick turnaround, and they closed in my LLC name."

Andre M.

Buy-and-Hold Investor – Phoenix, AZ