Who We Are

BearCrest Funding was founded with a simple mission: to give small business owners and real estate investors fast, flexible access to capital — without the headaches of traditional lending. We offer funding solutions tailored to your needs, including small business loans, revenue-based financing, fix-and-flip loans, DSCR loans, and portfolio lending options.

What We Believe

We believe funding should be built on trust, speed, and long-term value. That’s why we focus on relationship-driven lending, working with all credit profiles and offering asset-based approvals that prioritize your goals — not just your paperwork. At BearCrest, we don’t just fund deals — we build partnerships.

Our Mission

At BearCrest Funding, our mission is to provide small business owners and real estate investors with the financial tools they need to succeed — without the roadblocks of traditional lending. We are dedicated to offering fast, flexible funding solutions that are tailored to each client’s unique goals and challenges. Whether you’re growing a business, acquiring a commercial property, or building your investment portfolio, we aim to deliver exceptional service, transparent communication, and long-term support.

We believe in funding with purpose — not just transactions, but partnerships. Through trust, responsiveness, and innovation, we strive to help our clients not only secure capital, but build confidence in their future.

Our Vision

Our vision is to become a leading force in alternative lending by redefining what funding should feel like — simple, strategic, and centered around people. We envision a marketplace where every business owner and investor, regardless of credit history or complexity, has access to meaningful financial solutions and real support.

At BearCrest Funding, we see a future where small businesses thrive, portfolios grow, and relationships last far beyond the first deal.

Let’s Build Together

Whether you're expanding a business, acquiring a property, or launching your next project — BearCrest is here to help. We’re ready when you are.

Apply Now or Contact Us to get started.

A bald man with a goatee wearing a dark blue suit, light blue tie, white shirt, and a wristwatch, standing with arms crossed in a wood-paneled office

Meet Our Founder

I'm Joel Vazquez, Founder and CEO of BearCrest Funding. I started this company with a passion for helping entrepreneurs and investors succeed on their terms. Outside of work, I enjoy golfing, hiking, and spending quality time with my family. I bring those same values of focus, discipline, and balance into how we serve our clients — with clarity, speed, and genuine support.