Newly constructed houses under renovation with scaffolding on a bright, clear day.

Investment Construction Loans

Building from the ground up? BearCrest Funding is your trusted partner for commercial construction financing. We offer flexible, asset-based loans tailored to the unique needs of developers and investors — whether you’re constructing a retail center, multifamily property, office space, or mixed-use project. With competitive terms, streamlined approvals, and funding structured around your build schedule, we make it easy to break ground with confidence and keep your project moving from start to finish.

Apply Now or Contact Us to fund your next project with confidence.

Advantages of Investment Construction Loans with BearCrest Funding

Ground-Up Construction Financing

Your First Build Could Be the Start of Something Bigger

BearCrest Funding provides ground-up construction financing for serious real estate investors, developers, and first-time builders who are ready to turn a strong project into a completed property.

You do not necessarily need an extensive construction history to get started. First-time builder options are available for qualifying borrowers and projects, especially when the borrower has a well-planned project and an experienced construction team.

Whether you're preparing for your first new construction project or looking for the capital to build and scale your development business, BearCrest Funding will help you find the right financing solution.

Construction Loan Highlights

  • First-time builder options available

  • Financing for experienced builders and developers

  • Up to 90% loan-to-cost on qualifying projects

  • Financing available for land acquisition and construction

  • Construction funds released through a draw schedule

  • Loan terms designed around the construction timeline

  • Residential investment construction

  • Single-family homes, townhomes, condominiums, and qualifying multifamily projects

  • Available in most U.S. markets, subject to program guidelines

Built for People Who Are Ready to Build

Our construction financing is designed for investors who are serious about starting or growing a real estate development business. We evaluate the complete opportunity, including the property, construction budget, plans, exit strategy, borrower qualifications, and the experience of the project team.

Whether this is your first build or one of many, our goal is to help you complete the project successfully and become your long-term financing partner.

Have land or a construction project in mind? Contact BearCrest Funding today to discuss your project and find out which ground-up construction program may be the right fit.

Get started with BearCrest Funding today.