DSCR Loan Options

BearCrest Funding makes DSCR loans simple, fast, and accessible for real estate investors. By focusing on the property's income—not your personal income—we offer flexible approval, competitive terms, and minimal documentation. It’s the ideal solution for building your rental portfolio with confidence and ease.

Low Low Rates!! LTV start at 85%

A house with a 'For Rent' sign in the front yard

📊 Why Choose BearCrest Funding for Your DSCR Loan?

  • ✅ No Income Verification Needed
    Qualify based on rental property cash flow — not personal income or employment history.

  • ✅ Credit-Friendly Programs
    Flexible credit requirements with options starting at 620 FICO.

  • ✅ Close in an LLC or Business Name
    Keep your investments protected and professionally structured.

  • ✅ Flexible Loan Terms
    Choose from 30-year fixed or interest-only options to fit your investment strategy.

  • ✅ Fast Approvals & Closings
    Streamlined process helps you move quickly on your next deal.

  • ✅ Ideal for Long-Term Rentals
    Perfect for single-family, multifamily (up to 8 units), condos, and more.

  • ✅ Nationwide Lending
    Fund your rental properties across the U.S. with experienced investor support.

  • ✅ Built for Portfolio Growth
    Scale your real estate holdings with ease using DSCR-based financing.

Ready to Grow Your Rental Portfolio?

Apply Now or Contact Us today to speak with a BearCrest funding advisor.
Let’s build your success, one property at a time.

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