BearCrest Funding provides fast, flexible financing for small businesses and real estate investors

BearCrest Funding LLC

Your Trusted Partner for Rehab, Rental and Ground up Construction Properties Financing.

Exclusive BCF 100 Program

Qualified properties may receive up to 100% financing for the purchase of qualifying Fix & Flip properties and 100% financing of eligible rehabilitation costs.

Designed for first-time and experienced investors who are serious about building and growing their real estate business. We focus on the strength of the investment opportunity, and credit is not always the deciding factor.

Here is how we can Help

A house with a lawn and a red and white sign that reads 'For Rent' in the front yard.

DSCR Loans (Rental Properties)

(Debt Service Coverage Ratio Loans)

85% LTV

Sunlit room under renovation with wooden flooring, construction tools, ladders, and a potted plant near large windows

Flip and Fix

Up to 100% Financing if qualified

Hilly neighborhood with colorful houses, some with red tile roofs, on a cloudy day.

Rental Portfolio Loans

A small wooden easel displaying a sign that says 'Bridge Loan' in large black letters, surrounded by financial documents, graphs, a pen, and a pair of glasses on a white desk.

Bridge Loans

Residential street under construction with multiple houses in progress, scaffolding on both sides, and a clear blue sky.

New Construction Funding

Two people discussing real estate or mortgage details at a table, with a small house model, a larger orange house model, and documents, a calculator, and pens on the table.

Cash-Out or Term Loan Refinance

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James R.

"BearCrest Funding made the entire process simple and stress-free. I needed fast capital for a rental property purchase, and they delivered exactly what I needed — no red tape, just results."

James R.

Real Estate Investor – Atlanta, GA
Maria T.

"They approved my small business loan when the banks wouldn’t even listen. The funds helped me cover payroll, buy equipment, and grow without missing a beat."

Maria T.

Salon Owner – Tampa, FL
Devon L.

"We closed our fix and flip deal in record time thanks to BearCrest. Everything moved fast — from application to draw schedule."

Devon L.

Contractor/Flipper – Dallas, TX
Erika S.

"They actually care about building relationships, not just making loans. Joel and the team offered real guidance, not just a quick deal."

Erika S.

Commercial Property Owner – Charlotte, NC
Andre M.

"The cash-out refi with BearCrest gave me the flexibility I needed. No income docs, quick turnaround, and they closed in my LLC name."

Andre M.

Buy-and-Hold Investor – Phoenix, AZ